{"id":188,"date":"2025-02-20T22:12:48","date_gmt":"2025-02-20T13:12:48","guid":{"rendered":"https:\/\/card.uni-jini.com\/?p=188"},"modified":"2025-02-20T22:13:42","modified_gmt":"2025-02-20T13:13:42","slug":"%eb%af%b8%ec%86%8c%eb%93%9c%eb%a6%bc-%ec%a0%81%ea%b8%88-5%eb%85%84-%ea%b0%80%ec%9e%85-%eb%a7%8c%ea%b8%b0-%ec%8b%9c-%ec%b5%9c%eb%8c%80-5","status":"publish","type":"post","link":"https:\/\/card.uni-jini.com\/%eb%af%b8%ec%86%8c%eb%93%9c%eb%a6%bc-%ec%a0%81%ea%b8%88-5%eb%85%84-%ea%b0%80%ec%9e%85-%eb%a7%8c%ea%b8%b0-%ec%8b%9c-%ec%b5%9c%eb%8c%80-5\/","title":{"rendered":"\ubbf8\uc18c\ub4dc\ub9bc \uc801\uae08 5\ub144 \uac00\uc785 \ub9cc\uae30 \uc2dc \ucd5c\ub300 5%"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"801\" height=\"1024\" 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https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc-\uc801\uae08-5\ub144-\uac00\uc785-\ub9cc\uae30-\uc2dc-\ucd5c\ub300-5-768x982.jpg 768w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc-\uc801\uae08-5\ub144-\uac00\uc785-\ub9cc\uae30-\uc2dc-\ucd5c\ub300-5.jpg 860w\" sizes=\"auto, (max-width: 801px) 100vw, 801px\" \/><figcaption class=\"wp-element-caption\">\ubbf8\uc18c\ub4dc\ub9bc \uc801\uae08 5\ub144 \uac00\uc785 \ub9cc\uae30 \uc2dc \ucd5c\ub300 5%<\/figcaption><\/figure><\/div>\n\n\n<p><br><\/p>\n\n\n\n<p>\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08\uc740 \uacbd\uc81c\uc801 \uc790\ub9bd\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \ubbf8\uc18c\uae08\uc735\uacfc \ucc44\ubb34\uc870\uc815 \uc131\uc2e4\uc0c1\ud658\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \uc124\uacc4\ub41c \uc790\uc0b0\ud615\uc131 \uc9c0\uc6d0 \uc0c1\ud488\uc785\ub2c8\ub2e4. 5\ub144 \uac00\uc785, \ub9cc\uae30\uc2dc\uc5d0 \ucd5c\ub300 5%\uae4c\uc9c0 \uc801\uc6a9\ub41c\ub2e4\uace0 \ud558\ub2c8 \uc54c\uc544\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08\uc758 \uc2e0\uccad\ubc29\ubc95, \uac00\uc785 \uc870\uac74, \uc0c1\ud488\uac00\uc785\ub0b4\uc6a9\uc5d0 \ub300\ud574 \uad6c\uccb4\uc801\uc73c\ub85c \uc124\uba85\ub4dc\ub9ac\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg 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href=\"https:\/\/card.uni-jini.com\/%eb%af%b8%ec%86%8c%eb%93%9c%eb%a6%bc-%ec%a0%81%ea%b8%88-5%eb%85%84-%ea%b0%80%ec%9e%85-%eb%a7%8c%ea%b8%b0-%ec%8b%9c-%ec%b5%9c%eb%8c%80-5\/#%EA%B8%88%EB%A6%AC_%EC%A0%95%EB%B3%B4\" title=\"\uae08\ub9ac \uc815\ubcf4\">\uae08\ub9ac \uc815\ubcf4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/card.uni-jini.com\/%eb%af%b8%ec%86%8c%eb%93%9c%eb%a6%bc-%ec%a0%81%ea%b8%88-5%eb%85%84-%ea%b0%80%ec%9e%85-%eb%a7%8c%ea%b8%b0-%ec%8b%9c-%ec%b5%9c%eb%8c%80-5\/#%EC%9D%B4%EC%9E%90_%EB%B0%8F_%EA%B1%B0%EB%9E%98_%EB%B0%A9%EB%B2%95\" title=\"\uc774\uc790 \ubc0f \uac70\ub798 \ubc29\ubc95\">\uc774\uc790 \ubc0f \uac70\ub798 \ubc29\ubc95<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"%EC%8B%A0%EC%B2%AD-%EC%A0%88%EC%B0%A8\"><span class=\"ez-toc-section\" id=\"%EB%AF%B8%EC%86%8C%EB%93%9C%EB%A6%BC_%EC%A0%81%EA%B8%88_%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\"><\/span><strong>\ubbf8\uc18c\ub4dc\ub9bc \uc801\uae08 \uc2e0\uccad \ubc29\ubc95<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\ubbf8\uc18c\ub4dc\ub9bc \uc801\uae08\uc740 \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \uc0c1\ud488\uc73c\ub85c \uc11c\ubbfc\uc758 \uacbd\uc81c\uc801 \uc790\ub9bd\uae30\ubc18\uc744 \ub9c8\ub828\ud558\uae30 \uc704\ud574 \uc77c\uc815 \uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790\uc5d0\uac8c \uc801\uae08 \ub9cc\uae30\uc2dc \uc740\ud589 \uc218\ub839\ud55c \uc774\uc790\uc5d0 \uc0c1\ub2f9\ud558\ub294 \uae08\uc561\uc744 \ucd94\uac00\ub85c \uc9c0\uc6d0\ud558\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc0c1\ud488 \ucc38\uc5ec \uc2e0\uccad<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\ubbf8\uc18c\uae08\uc735 \uc131\uc2e4\uc0c1\ud658\uc790:<\/strong>&nbsp;\ubbf8\uc18c\uae08\uc735\uc9c0\uc810\uc5d0\uc11c \uc9c1\uc811 \uc2e0\uccad\uc11c \uc791\uc131<\/li>\n\n\n\n<li><strong>\ucc44\ubb34\uc870\uc815 \uc131\uc2e4\uc0c1\ud658\uc790:<\/strong>&nbsp;\ud574\ub2f9 \ucc44\ubb34\uc870\uc815\uae30\uad6c\uc5d0\uc11c \ucc44\ubb34\ubcc0\uc81c \uc0c1\ud658\ub0b4\uc5ed \ud655\uc778\uc11c\ub97c \ubc1c\uae09\ubc1b\uc544, \ubbf8\uc18c\uae08\uc735\uc9c0\uc810\uc5d0 \ubc29\ubb38\ud558\uc5ec \uc2e0\uccad\uc11c \uc791\uc131<\/li>\n\n\n\n<li><strong>\ud544\uc694 \uc11c\ub958:<\/strong>&nbsp;\uc2e0\ubd84\uc99d, \uc9c0\uc6d0 \ub300\uc0c1 \ud655\uc778\uc11c\ub958<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size has-large-font-size\"><a class=\"wp-block-button__link has-base-3-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.kinfa.or.kr\/counselingSupport\/centerSmileFind.do?searchKeyword2=00121\" target=\"_blank\" rel=\"noopener\"><strong>\uc804\uad6d \ubbf8\uc18c\uae08\uc735\uc9c0\uc810 \ucc3e\uae30<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ucd94\ucc9c\uc11c \ubc1c\uae09<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc790\uaca9 \uc694\uac74\uc744 \ucda9\uc871\ud55c \uc2e0\uccad\uc790\ub294 \uc9c0\uc810 \ubc0f \ud1b5\ud569\uc9c0\uc6d0\uc13c\ud130\uc5d0\uc11c &#8216;\uc790\uc0b0\ud615\uc131\uc0c1\ud488(\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08) \ucc38\uc5ec \ucd94\ucc9c\uc11c&#8217;\ub97c \ubc1c\uae09\ubc1b\uc74c<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc801\uae08\ud1b5\uc7a5 \uac1c\uc124<\/strong>\n<ul class=\"wp-block-list\">\n<li>\ucd94\ucc9c\uc11c\uc5d0 \uae30\uc7ac\ub41c \uc740\ud589 \uc9c0\uc810\uc744 \ubc29\ubb38\ud558\uc5ec \ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08 \ud1b5\uc7a5\uc744 \uac1c\uc124<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc57d\uc815 \uccb4\uacb0<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc801\uae08 \ub9cc\uae30 \ud6c4 \uc9c0\uc6d0\uae08 \uc9c0\uae09\uc744 \uc704\ud55c &#8216;\uc790\uc0b0\ud615\uc131\uc0c1\ud488(\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08) \uac70\ub798\uc57d\uc815\uc11c&#8217; \uc791\uc131<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc9c0\uc6d0\uae08 \uccad\uad6c \ubc0f \uc9c0\uae09<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc801\uae08 \ub9cc\uae30 \uc2dc \ub610\ub294 \uc911\ub3c4 \ud574\uc9c0 \uc2dc, \ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08\uc758 \uc774\uc790 \ud655\uc778\uc11c\ub97c \ucca8\ubd80\ud558\uc5ec \uc9c0\uc6d0\uae08\uc744 \uccad\uad6c<\/li>\n\n\n\n<li>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc5d0\uc11c \uc2e0\uccad\uc790\uc758 \uc9c0\uc815 \uacc4\uc88c\ub85c \uc9c0\uc6d0\uae08 \uc1a1\uae08<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size has-large-font-size\"><a class=\"wp-block-button__link has-base-3-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.kinfa.or.kr\/financialProduct\/smileDreamSavings.do\" target=\"_blank\" rel=\"noopener\"><strong>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \ubc14\ub85c\uac00\uae30<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"%EC%A7%80%EC%9B%90-%EB%8C%80%EC%83%81-%EB%B0%8F-%EA%B0%80%EC%9E%85-%EC%A1%B0%EA%B1%B4\"><span class=\"ez-toc-section\" id=\"%EB%AF%B8%EC%86%8C%EB%93%9C%EB%A6%BC%EC%A0%81%EA%B8%88_%EA%B0%80%EC%9E%85_%EC%A1%B0%EA%B1%B4\"><\/span><strong>\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08 \uac00\uc785 \uc870\uac74<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"427\" src=\"https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uac00\uc785\ub300\uc0c1-1024x427.png\" alt=\"\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08 \uac00\uc785\ub300\uc0c1\" class=\"wp-image-193\" title=\"\" srcset=\"https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uac00\uc785\ub300\uc0c1-1024x427.png 1024w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uac00\uc785\ub300\uc0c1-300x125.png 300w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uac00\uc785\ub300\uc0c1-200x83.png 200w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uac00\uc785\ub300\uc0c1-768x320.png 768w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uac00\uc785\ub300\uc0c1.png 1103w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08 \uac00\uc785\ub300\uc0c1<\/figcaption><\/figure><\/div>\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5-%EC%84%B1%EC%8B%A4%EC%83%81%ED%99%98%EC%9E%90\"><span class=\"ez-toc-section\" id=\"%EB%AF%B8%EC%86%8C%EA%B8%88%EC%9C%B5_%EC%84%B1%EC%8B%A4%EC%83%81%ED%99%98%EC%9E%90\"><\/span>\ubbf8\uc18c\uae08\uc735 \uc131\uc2e4\uc0c1\ud658\uc790<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub300\uc0c1\uc790 \uc870\uac74:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\ubbf8\uc18c\uae08\uc735 \ub300\ucd9c\uc744 \uc815\uc0c1\uc801\uc73c\ub85c \uc774\uc6a9 \uc911\uc778 \uc790\ub85c, \uc5f0\uccb4 \uc77c\uc218\uac00 \uc5c6\ub294 \uacbd\uc6b0<\/li>\n\n\n\n<li>\ucc28\uc0c1\uc704\uacc4\uce35 \uc774\ud558\uc790, \uadfc\ub85c\uc7a5\ub824\uae08 \uc218\uae09 \ub300\uc0c1\uc790, \ucde8\uc57d\uacc4\uce35 \uc790\ub9bd\uc790\uae08 \ub300\uc0c1\uc790(\uc608: \ud55c\ubd80\ubaa8\uac00\uc871, \uc870\uc190\uac00\uc871, \ub2e4\ubb38\ud654\uac00\uc871, \ubd81\ud55c\uc774\ud0c8\uc8fc\ubbfc, \ub4f1\ub85d\uc7a5\uc560\uc778, \ud2b9\ubcc4\uc7ac\ub09c\uc9c0\uc5ed \uac70\uc8fc\uc790 \ub4f1)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"%EC%B1%84%EB%AC%B4%EC%A1%B0%EC%A0%95-%EC%84%B1%EC%8B%A4%EC%83%81%ED%99%98%EC%9E%90\"><span class=\"ez-toc-section\" id=\"%EC%B1%84%EB%AC%B4%EC%A1%B0%EC%A0%95_%EC%84%B1%EC%8B%A4%EC%83%81%ED%99%98%EC%9E%90\"><\/span>\ucc44\ubb34\uc870\uc815 \uc131\uc2e4\uc0c1\ud658\uc790<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub300\uc0c1\uc790 \uc870\uac74:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc2e0\uc6a9\ud68c\ubcf5\uc704\uc6d0\ud68c \ub610\ub294 \uad6d\ubbfc\ud589\ubcf5\uae30\uae08\uc5d0\uc11c \ucc44\ubb34\uc870\uc815\uc744 \ubc1b\uc740 \uc790 \uc911, \ucc44\ubb34\ubcc0\uc81c \uacc4\ud68d \ud655\uc815\uc77c\ub85c\ubd80\ud130 6\uac1c\uc6d4 \uc774\uc0c1 \uc131\uc2e4\ud558\uac8c \uc0c1\ud658\ud55c \uc790<\/li>\n\n\n\n<li>\ucc28\uc0c1\uc704\uacc4\uce35 \uc774\ud558\uc790<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc81c\uc678 \ub300\uc0c1:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\uc0c1\ub2f4\uc77c \ud604\uc7ac \uac70\uce58 \uc911\uc774\uac70\ub098 \uc644\uc81c\uc790<\/li>\n\n\n\n<li>\uae30\uc874 \ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08 \uac00\uc785\uc790<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"%EC%83%81%ED%92%88-%EC%84%B8%EB%B6%80%EC%82%AC%ED%95%AD\"><span class=\"ez-toc-section\" id=\"%EB%AF%B8%EC%86%8C%EB%93%9C%EB%A6%BC%EC%A0%81%EA%B8%88_%EA%B0%80%EC%9E%85%EB%82%B4%EC%9A%A9\"><\/span><strong>\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08 \uac00\uc785\ub0b4\uc6a9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"%EA%B0%80%EC%9E%85%EA%B8%88%EC%95%A1-%EB%B0%8F-%EA%B8%B0%EA%B0%84\"><span class=\"ez-toc-section\" id=\"%EA%B0%80%EC%9E%85%EA%B8%88%EC%95%A1_%EB%B0%8F_%EA%B8%B0%EA%B0%84\"><\/span>\uac00\uc785\uae08\uc561 \ubc0f \uae30\uac04<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uac00\uc785\uae08\uc561:<\/strong>\u00a0\uc6d4 \ucd5c\ub300 20\ub9cc\uc6d0 (\ucd5c\uc18c 1\ub9cc\uc6d0\ubd80\ud130 \uc2dc\uc791 \uac00\ub2a5)<\/li>\n\n\n\n<li><strong>\uac00\uc785\uae30\uac04:<\/strong>\u00a0\ucd5c\uc18c 1\ub144 \uc774\uc0c1, \ucd5c\ub300 5\ub144 \uc774\ud558\n<ul class=\"wp-block-list\">\n<li>\uc11c\uae08\uc6d0 \uc9c0\uc6d0\uae08\uc740 \ucd5c\ub300 3\ub144, \uc5f0\uac04 50\ub9cc\uc6d0 \ubbf8\ub9cc\uc73c\ub85c \uc9c0\uc6d0<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"%EA%B8%88%EB%A6%AC-%EC%A0%95%EB%B3%B4\"><span class=\"ez-toc-section\" id=\"%EA%B8%88%EB%A6%AC_%EC%A0%95%EB%B3%B4\"><\/span>\uae08\ub9ac \uc815\ubcf4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"222\" src=\"https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uae08\ub9ac-1024x222.png\" alt=\"\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08 \uae08\ub9ac\" class=\"wp-image-189\" title=\"\" srcset=\"https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uae08\ub9ac-1024x222.png 1024w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uae08\ub9ac-300x65.png 300w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uae08\ub9ac-200x43.png 200w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uae08\ub9ac-768x167.png 768w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08-\uae08\ub9ac.png 1128w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08 \uae08\ub9ac<\/figcaption><\/figure><\/div>\n\n\n<p><br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uae30\ubcf8 \uc774\uc728:<\/strong>\u00a0\uac00\uc785\uae30\uac04\uc5d0 \ub530\ub77c 3.6%\uc5d0\uc11c 4.0%\uc758 \uc5f0\uc774\uc728 \uc81c\uacf5\n<ul class=\"wp-block-list\">\n<li>\uac00\uc785\uae30\uac04 1\ub144: 3.6% (\uc6b0\ub300\uae08\ub9ac \ud3ec\ud568 4.6%)<\/li>\n\n\n\n<li>\uac00\uc785\uae30\uac04 2\ub144: 3.8% (\uc6b0\ub300\uae08\ub9ac \ud3ec\ud568 4.8%)<\/li>\n\n\n\n<li>\uac00\uc785\uae30\uac04 3\ub144~5\ub144: 4.0% (\uc6b0\ub300\uae08\ub9ac \ud3ec\ud568 5.0%)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc911\ub3c4 \ud574\uc9c0 \uc2dc:<\/strong>\u00a0\ucde8\uae09\uc740\ud589\uc758 \uc911\ub3c4\ud574\uc9c0\uc774\uc728 \uc801\uc6a9<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"%EC%9D%B4%EC%9E%90-%EB%B0%8F-%EA%B1%B0%EB%9E%98-%EB%B0%A9%EB%B2%95\"><span class=\"ez-toc-section\" id=\"%EC%9D%B4%EC%9E%90_%EB%B0%8F_%EA%B1%B0%EB%9E%98_%EB%B0%A9%EB%B2%95\"><\/span>\uc774\uc790 \ubc0f \uac70\ub798 \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc774\uc790 \uc9c0\uae09 \ubc29\uc2dd:<\/strong>\u00a0\ub9cc\uae30\uc77c\uc5d0 \uc77c\uad04 \uc9c0\uae09<\/li>\n\n\n\n<li><strong>\uac70\ub798 \uac00\ub2a5 \uc740\ud589:<\/strong>\u00a0\uc6b0\ub9ac\uc740\ud589, \uc2e0\ud55c\uc740\ud589, \uad6d\ubbfc\uc740\ud589, KEB\ud558\ub098\uc740\ud589, \uae30\uc5c5\uc740\ud589<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-to-vivid-purple-gradient-background has-background wp-element-button\" href=\"https:\/\/spot.wooribank.com\/pot\/Dream?withyou=PODEP0019&amp;PRD_CD=P010000016&amp;PRD_YN=Y&amp;cc=c007095%3Ac009166%3Bc012263%3Ac012399\" target=\"_blank\" rel=\"noopener\"><strong>\uc6b0\ub9ac\uc740\ud589<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-to-vivid-purple-gradient-background has-background wp-element-button\" href=\"https:\/\/bank.shinhan.com\/index.jsp#020102010110\" target=\"_blank\" rel=\"noopener\"><strong>\uc2e0\ud55c\uc740\ud589<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-to-vivid-purple-gradient-background has-background wp-element-button\" href=\"https:\/\/obank.kbstar.com\/quics?page=C016613&amp;cc=b061496:b061645&amp;%EB%B8%8C%EB%9E%9C%EB%93%9C%EC%83%81%ED%92%88%EC%BD%94%EB%93%9C=DP01000812&amp;%EB%85%B8%EB%93%9C%EC%BD%94%EB%93%9C=00007&amp;prcode=DP01000812\" target=\"_blank\" rel=\"noopener\"><strong>\uad6d\ubbfc\uc740\ud589<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-to-vivid-purple-gradient-background has-background wp-element-button\" href=\"https:\/\/www.kebhana.com\/cont\/mall\/mall08\/mall0801\/mall080102\/1419754_115157.jsp\" target=\"_blank\" rel=\"noopener\"><strong>KEB\ud558\ub098\uc740\ud589<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-to-vivid-purple-gradient-background has-background wp-element-button\" href=\"https:\/\/mybank.ibk.co.kr\/uib\/jsp\/guest\/ntr\/ntr70\/ntr7010\/PNTR701000_i2.jsp?lncd=01&amp;grcd=21&amp;tmcd=121&amp;pdcd=0104&amp;wvcd=***********&amp;i_trns_biz_kncd=IBK%EB%AF%B8%EC%86%8C%EB%93%9C%EB%A6%BC%EC%A0%81%EA%B8%88\" target=\"_blank\" rel=\"noopener\"><strong>\uae30\uc5c5\uc740\ud589<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<p>\ubbf8\uc18c\ub4dc\ub9bc \uc801\uae08 \ube44\ub300\uba74 \uc2e0\uccad\uc740 \uc11c\ubbfc\uae08\uc735 \uc9c4\ud765\uc6d0 \uc5b4\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud1b5\ud574\uc11c\ub3c4 \uac00\ub2a5\ud558\ub2c8, \ud3b8\ub9ac\ud55c \ubc29\ubc95\uc744 \uc120\ud0dd\ud558\uc138\uc694. \uc774 \uc0c1\ud488\uc744 \ud1b5\ud574 \uacbd\uc81c\uc801 \uc790\ub9bd\uc758 \uae30\ubc18\uc744 \ub9c8\ub828\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.kinfa.or.kr\/financialProduct\/smileDreamSavings.do\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"260\" src=\"https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0-\uc571-\ub2e4\uc6b4\ubc1b\uae30-1024x260.png\" alt=\"\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uc571 \ub2e4\uc6b4\ubc1b\uae30\" class=\"wp-image-190\" title=\"\" srcset=\"https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0-\uc571-\ub2e4\uc6b4\ubc1b\uae30-1024x260.png 1024w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0-\uc571-\ub2e4\uc6b4\ubc1b\uae30-300x76.png 300w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0-\uc571-\ub2e4\uc6b4\ubc1b\uae30-200x51.png 200w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0-\uc571-\ub2e4\uc6b4\ubc1b\uae30-768x195.png 768w, https:\/\/card.uni-jini.com\/wp-content\/uploads\/2025\/02\/\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0-\uc571-\ub2e4\uc6b4\ubc1b\uae30.png 1188w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption class=\"wp-element-caption\">\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uc571 \ub2e4\uc6b4\ubc1b\uae30<\/figcaption><\/figure><\/div>\n\n\n<p><br><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size has-large-font-size\"><a class=\"wp-block-button__link has-base-3-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/play.google.com\/store\/search?q=%EC%84%9C%EB%AF%BC%EA%B8%88%EC%9C%B5%EC%A7%84%ED%9D%A5%EC%9B%90&amp;c=apps&amp;utm_source=apac_med\" target=\"_blank\" rel=\"noopener\"><strong>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uad6c\uae00\ud50c\ub808\uc774 \ubc14\ub85c\uac00\uae30<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size has-large-font-size\"><a class=\"wp-block-button__link has-base-3-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/apps.apple.com\/kr\/app\/%EC%84%9C%EB%AF%BC%EA%B8%88%EC%9C%B5-%EC%9E%87%EB%8B%A4\/id1492433957\" target=\"_blank\" rel=\"noopener\"><strong>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uc571\uc2a4\ud1a0\uc5b4 \ubc14\ub85c\uac00\uae30<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<p><a href=\"https:\/\/card.uni-jini.com\/%ec%b2%ad%eb%85%84%ec%a3%bc%ed%83%9d%eb%93%9c%eb%a6%bc%ec%b2%ad%ec%95%bd-%ed%86%b5%ec%9e%a5-1%eb%85%84-%ea%b0%80%ec%9e%85%ed%9b%84-%ec%b2%ad%eb%85%84%ec%a3%bc%ed%83%9d%eb%93%9c%eb%a6%bc%eb%8c%80\/\">\uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\uccad\uc57d\ud1b5\uc7a5 \uac00\uc785\uc870\uac74 \ubc0f \uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\ub300\ucd9c \uc2e0\uccad<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/card.uni-jini.com\/%ec%8b%a0%ed%95%9c%ec%9d%80%ed%96%89-%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95\/\">\uc2e0\ud55c\uc740\ud589 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uccad\ubc29\ubc95<\/a><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc740 \uacbd\uc81c\uc801\uc73c\ub85c \ucde8\uc57d\ud55c \uacc4\uce35\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c 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\uc54c\uc544\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ubbf8\uc18c\ub4dc\ub9bc\uc801\uae08\uc758 \uc2e0\uccad\ubc29\ubc95, \uac00\uc785 \uc870\uac74, \uc0c1\ud488\uac00\uc785\ub0b4\uc6a9\uc5d0 \ub300\ud574 \uad6c\uccb4\uc801\uc73c\ub85c \uc124\uba85\ub4dc\ub9ac\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4. \ubbf8\uc18c\ub4dc\ub9bc \uc801\uae08 \uc2e0\uccad \ubc29\ubc95 \ubbf8\uc18c\ub4dc\ub9bc \uc801\uae08\uc740 \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \uc0c1\ud488\uc73c\ub85c \uc11c\ubbfc\uc758 \uacbd\uc81c\uc801 \uc790\ub9bd\uae30\ubc18\uc744 \ub9c8\ub828\ud558\uae30 \uc704\ud574 \uc77c\uc815 \uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub294 \uc790\uc5d0\uac8c \uc801\uae08 \ub9cc\uae30\uc2dc \uc740\ud589 \uc218\ub839\ud55c &#8230; <a title=\"\ubbf8\uc18c\ub4dc\ub9bc \uc801\uae08 5\ub144 \uac00\uc785 \ub9cc\uae30 \uc2dc \ucd5c\ub300 5%\" class=\"read-more\" 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